Down Payment Assistance
We want to make homeownership dreams a reality.
Learn MoreGet a 4.75% APY high yield, 7 month CD special. Visit amerisbank.com/cdspecial for more information.
Sonia Douty has been originating mortgage loans for more than 28 years, focusing primarily in the Washington, D.C. metropolitan area. Sonia has received numerous awards throughout her career recognizing her high level of sales production and customer service excellence. With an expertise in a wide variety of mortgage products, Sonia would be happy to help you find the loan program that best fits your needs. Whether purchasing a home or refinancing, she can help finance your primary residence, vacation home or investment property. As a wife and mother of five children, Sonia realizes the importance of homeownership, and is committed to being your lender for life. For a loan process that runs smoothly from beginning to end, contact Sonia today.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.