Sonia Douty - Ameris Bank Mortgage

Sonia Douty

Vice President, NMLS #659394

How can I help you achieve your goals?

Sonia Douty has been originating mortgage loans for more than 30 years, focusing primarily in Virginia, Maryland, and Washington, D.C. Sonia has received numerous awards throughout her career recognizing her high level of sales production and customer service excellence. Whether you are a first-time homebuyer looking for a grant, or building and need a construction loan, or financing a primary, second home or investment property, she will structure a loan to fit your individual needs. She realizes the importance of homeownership and is committed to being your lender for life. Contact Sonia for a loan process that runs smoothly from start to finish.


  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages


  • 2020 Mortgage President's Club
  • 2021 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.