Richard Donohoe

Senior Mortgage Banker, NMLS #659392

How can I help you achieve your goals?

Richard Donohoe, a senior mortgage banker for Ameris Bank, is a lifelong Virginian who is passionate about residential lending services. Richard has been active in residential lending for over three decades and starting his career at First Virginia Bank in retail lending and branch management.

He moved into mortgage origination in 1986, quickly becoming one of the top young loan officers at Developers Mortgage, Inc. in the late 1980’s. In 1996, Richard joined market leader Crestar Mortgage and added VHDA first-time homebuyer loans to the list of programs he was able to offer.

From 2003 to 2009, he was a top VHDA originator with 50 or more loans per year. In 2007, he led the state in VHDA production with over 100 VHDA loans. In 2016, VHDA recognized Richard again as a Bronze Circle top-producing loan officer for continuing his dedication to affordable housing and first-time homeownership. Richard has taught hundreds of potential first-time buyers how to achieve their dreams as a VHDA trained teacher.

Originally from Arlington, Richard attended St. Agnes then earned his business degree from James Madison University. He spends his free time volunteering with several local organizations, including housing committees in Arlington and Falls Church City. Richard has been on the Board of Directors for the National Association of Hispanic Real Estate Professionals (NAHREP) for 10 years. He also helps with the Northern Virginia Association of Realtors (NVAR) Economic Forecast Advisory Group’s annual Housing Forecast.


  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.