Richard Donohoe

Senior Mortgage Banker, NMLS #659392

Apply Now

12500 Fair Lakes Cir

Fairfax, VA 22033

Get Directions

703-609-0391

richard.donohoe@amerisbank.com

Share Your Experience See Reviews

How can I help you achieve your goals?

Richard Donohoe, a senior mortgage banker for Ameris Bank, is a lifelong Virginian who is passionate about residential lending services. Richard has been active in residential lending for over three decades and starting his career at First Virginia Bank in retail lending and branch management. He moved into mortgage origination in 1986, quickly becoming one of the top young loan officers at Developers Mortgage, Inc. in the late 1980’s. In 1996, Richard joined market leader Crestar Mortgage and added VHDA first-time homebuyer loans to the list of programs he was able to offer. From 2003 to 2009, he was a top VHDA originator with 50 or more loans per year. In 2007, he led the state in VHDA production with over 100 VHDA loans. In 2016, VHDA recognized Richard again as a Bronze Circle top-producing loan officer for continuing his dedication to affordable housing and first-time homeownership. Richard has taught hundreds of potential first-time buyers how to achieve their dreams as a VHDA trained teacher. Originally from Arlington, Richard attended St. Agnes then earned his business degree from James Madison University. He spends his free time volunteering with several local organizations, including housing committees in Arlington and Falls Church City. Richard has been on the Board of Directors for the National Association of Hispanic Real Estate Professionals (NAHREP) for 10 years. He also helps with the Northern Virginia Association of Realtors (NVAR) Economic Forecast Advisory Group’s annual Housing Forecast.

Specialties

Adjustable Rate Mortgages

FHA Loans

Fixed-Rate Mortgages

Loan Process

Before You Apply

When You Apply

Borrower's Checklist

After Your Apply

Welcome Home

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

Down Payment Assistance Finder

Find down payment assistance programs with Fannie Mae's search tool.

Start Your Search

Home Ownership Advice

Discover which mortgage loan is best suited to your needs.

Learn More

Down Payment Assistance

Let us help you bring your homeownership dreams to life.