A native Washingtonian, John has spent his entire 37 year career helping thousands of local families finance their homes. John takes the time to listen to his customers' needs while also educating them on the mortgage process so they know what to expect from start to finish. After discussing their financial goals, John carefully structures a mortgage plan that best fits each family's individual needs.
Aided by Felicia Rayner, John's mortgage coordinator for the past 20 years, John has built a successful career by not only providing outstanding customer service for his borrowers but also forming a long-term professional relationship. These relationships, founded on honesty and integrity, have blessed John with many repeat customers and customer referrals. Whether you're a first-time buyer who needs basic advice or an experienced homeowner looking for construction financing to build your custom dream home, call John today to see how he can help you with your individual mortgage financing needs.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.