Down Payment Assistance
We want to make homeownership dreams a reality.Learn More
One of my favorite memories was the purchase of my first home in New York City, it was a dream come true. I had lived in the city for over ten years and decided it was time to take the leap. I was fortunate to have a solid team working for me, and because of this, I had a fantastic experience. This experience motivated me to pursue a career as a loan officer. Here, at Ameris Bank, we have over forty years of team experience to assist you with your home-lending needs. The home-buying process can be daunting, but I believe, through open communication and a bit of guidance, facilitating a positive experience is within reach. I remember how much it meant to me and I look forward to helping you realize your dream of home ownership.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.