Down Payment Assistance
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David Cockerill (NMLS #1638657) joins Ameris Bank Mortgage, Virginia Beach branch, as a Mortgage Banker. In his role, David specializes in VA Military and first-time homebuyer financing programs. David’s passionate about helping active and retired military veterans as well as new home buyers in the Virginia Beach community and surrounding areas.
David distills the complexity of homebuying by first starting with eligibility requirements and rate options. As a first-time homebuyer, clients have multiple financing options. David and his team are here to ensure clients make the most of grant money, low down payment options, and financing to fit their budget and lifestyle. The Cockerill lending team can handle all types of loans ranging from VA, FHA Conventional, Construction to Permanent and Doctor Loans.
For the past 25 years, David is proud to call Virginia Beach home. He holds his Bachelor of Arts degree in Business from Virginia Wesleyan University, where he was a member of the Men’s Golf team. David has a special interest in the environment and marine life in the Chesapeake Bay and can often be found fishing or diving during his free time.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.