Down Payment Assistance
We want to make homeownership dreams a reality.
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Sanford Johnson
Senior Mortgage Banker, NMLS #457780- Get Directions1440 Central Park Blvd,Fredericksburg, VA
- (540) 273-7005(540) 273-7005
- sanford.johnson@amerisbank.com
How can I help you achieve your goals?
Sanford has been in the real estate and mortgage industry for over 19 years and has successfully completed over 2,150 mortgage loans. These transactions have ranged from $25,000 to $1,250,000. His clients range from first time buyers to investors and he takes great pride in making sure his clients understand the mortgage options available to them through the wide range of loan programs offered by Ameris Bank. Fitting the mortgage to the specific client's needs and good communications, from application to closing, are paramount to Sanford's business practice. His slogan is 'Home Financing Made Simple.
Mortgage Calculators
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
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From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
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Down Payment Assistance Finder
Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Your Success is Our Job
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
