Nipoon Kapali - Ameris Bank Mortgage

Nipoon Kapali

Mortgage Banker, NMLS #1529144

How can I help you achieve your goals?

Nipoon has over a decade of experience in financial services. He has been originating mortgages in Northern Virginia for the past few years and has extensive knowledge of the local real estate market. Nipoon prides himself on being a very compassionate individual. His customers love that he is able to analyze their scenario and offer them the mortgage products which best fit their needs and help them achieve their dream of homeownership. Nipoon finds great fulfillment in helping individuals and families reach their goals of homeownership as quickly and smoothly as possible.


  • Adjustable Rate Mortgages
  • Fixed-Rate Mortgages

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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Your Success is Our Job

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.