Down Payment Assistance
We want to make homeownership dreams a reality.Learn More
Buying a home is one of the biggest purchases most of us make. The path to homeownership is exciting but challenging in today's financing environment. As a Mortgage Banker for more than 20 years, Ginger offers extensive knowledge of the many financing programs available today. She strives to put this experience to work for you by listening to your objectives and then providing financing solutions that are honest utilizing the best terms available. The attention to the small details upfront gets the job done right and on time without surprises. Ginger is dedicated to providing her customers a positive financing experience from consultation to closing and BEYOND. Honesty and integrity are not just words, by her way of doing business! Ginger hopes you find the resources on her site useful - but don't hesitate to reach out to her personally. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.