Gaines McKnight

Senior Mortgage Banker, NMLS #659462
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12500 Fair Lakes Cir

Fairfax, VA 22033

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703-282-4182

703-282-4182
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How can I help you achieve your goals?

Gaines is a reliable professional dedicated to providing excellent customer service. His clients can trust that they stay informed throughout the entire process and that he works hard to ensure there are no surprises at closing. His years of experience in the industry serves clients well in that they can rest-assured they are getting the right loan program for their needs. Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.

Specialties

Adjustable Rate Mortgages
FHA Loans
Fixed-Rate Mortgages

Awards

2020 Mortgage President's Club

Loan Process

Before You Apply When You Apply Borrower's Checklist After Your Apply Welcome Home

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.