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As a graduate of Tribhuvan University, Kathmandu Nepal, I earned my master’s degree in sociology with a minor in physical science. I spent more than 10 years teaching before immigrating to the United States in 2004. I held several jobs in customer service before moving to Virginia from Kansas, joining the mortgage industry in 2019. I’ve found there are many similarities between teaching, customer services, and mortgage – all require nurturing students and customers, first. Education is key for homebuyers. My most important job as a mortgage banker is listening to the client’s needs and what they’re looking to accomplish. Whether you are buying your first home or refinancing an existing loan, I have the experience, service and expertise you need.
My interests include social work. I keep engaged in my community through the Nepali American Community center, the Model Nepali society-USA, NRNA, and School PTA, frequently volunteering my time. My goal is to promote Nepalese communities assimilating in the American communities while keeping our heritage from Nepal and making the whole community richer.
I am married with two children- one son and a daughter. I enjoy spending time with the family, helping my kids with their homework and traveling to new places.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.