Down Payment Assistance
We want to make homeownership dreams a reality.
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Andy is a seasoned mortgage manager with a demonstrated history of recruiting and building exceptional mortgage teams. He has been involved in the financial services industry for 24 years and is a founding member of the Board of Directors for the DC Metro Chapter of AREAA. Andy prides himself on his ability to provide each client with the knowledge and attention they need for the best home loan process possible. He is passionate about keeping his clients informed of industry trends and ensuring they are receiving the best loan to suit both their current and future financial needs. Whether you are a first-time homebuyer or experienced borrower, Andy's knowledge and passion will make your loan experience top-notch.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.