Down Payment Assistance
We want to make homeownership dreams a reality.Learn More
This region is a wonderful place to live, and choosing to buy or build a home here couldn’t be better. While financing a home is something that most people do only a few times in their lives, helping people achieve their dream of homeownership is Alec's passion. Alec has years of experience as a residential mortgage loan officer and is very knowledgeable about a variety of loan programs. Whether you’re a first-time homebuyer or a seasoned homeowner, Alec will walk you through the entire mortgage process and answer your questions, big or small. Throughout his career, Alec has helped his clients secure the financing they need to purchase, renovate, build or refinance their dream home. Working with Alec will guarantee your mortgage experience is a great one!
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.