Armando SanMiguel

SVP, Tennessee Area Mortgage Manager, NMLS #180691

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1000 Corporate Centre Dr

Franklin, TN 37067

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615-424-8444

armando.sanmiguel@amerisbank.com

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Armando SanMiguel takes great pride in providing his customers with an exceptional mortgage experience. He stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to his customers. Armando is committed to keeping the loan process as simple as possible, providing his customers with consistent updates so that they are always aware of the status of their loan. **Armando has been recognized in the National Association of Real Estate Professional’s Top 50 Latino Mortgage Originators, and in 2024, he ranked #1 in the Midwest and #2 nationally among all Latino mortgage originators.**

Specialties

Adjustable Rate Mortgages

FHA Loans

Fixed-Rate Mortgages

Awards

2020 Mortgage President's Club

2021 Mortgage President's Club

2022 Mortgage President's Club

2023 Mortgage President's Club

Loan Process

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Borrower's Checklist

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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