Mike Skinner

VP, Mortgage Banker, NMLS #195914

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3955 Highway 17

Murrells Inlet, SC 29576

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803-318-4332

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Mike Skinner has over 25 years of residential mortgage lending experience from SC. He strives to set new industry standards by exceeding expectations in all areas. Skinner focuses on prompt service, maximum availability, and attentiveness to details while building lifelong relationships with borrowers and industry partners throughout the US. He is a specialist in renovation lending and new construction, a variety of down payment assistance programs, condos, manufactured housing, multi-family and investment properties, and loans for self-employed and retired households. Skinner prides himself on local accountability and loves to compete to earn opportunities to serve the community, families, friends, and partners every day.

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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