When autocomplete results are available, use up and down arrows to review and enter to select.
Tim Shirley
NMLS #286970 349 W Coleman Blvd.
Mt Pleasant SC 29464
(843) 270-1823
(843) 270-1823
How can I help you achieve your goals?
Tim graduated from the College of Charleston with a double major in Business Administration and Music Composition. He has combined his passion for business with his creative side to provide personalized mortgage solutions that work for his clients. By delivering excellent customer service, Tim has succeeded in helping buyers purchase and refinance their dream homes for over 10 years.
Specialties
Jumbo Loans
USDA Loans
VA Loans
Mortgage Calculators
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
Watch the Ameris Bank Loan Process
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
You've Come To The Right Place
Down Payment Assistance Finder
Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
Start Your SearchYour Success is Our Business
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
Apply Now