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Andy Schwartz

Mortgage Banker, NMLS #474296
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How can I help you achieve your goals?

Andy Schwartz has 20 plus years of experience providing home financing solutions for his clients. Understanding that a home is the largest single investment most will make, he is committed to providing an unsurpassed level of service and focuses on treating each client as if they were his only client.

The University of Georgia in Athens is where Andy earned his degree in Business Administration and met his wife. They have made Charleston their home and have been blessed with two beautiful daughters. Away from work Andy enjoys fly and light tackle sport fishing as well as playing tennis and spending time with his family and dog.


Construction-to-Permanent Loans
First-Time Homebuyer Loan Programs
Jumbo Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Home Ownership Advice

Which Mortgage Loan is right for you?
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Down Payment Assistance

We want to make homeownership dreams a reality.
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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
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