Down Payment Assistance
We want to make homeownership dreams a reality.
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Ross Fleming takes great pride in providing excellent customer service to make your home buying experience more enjoyable. Whether purchasing, refinancing, or building your dream home, Ross will work with you to find the right financing solution to meet your individual needs. A native to Columbia SC, Ross attended Ben Lippen and studied business at Columbia International University. In his spare time Ross enjoys playing the drums and spending time with his wife and two beautiful children.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.