Down Payment Assistance
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Working in the Mortgage Industry for over 25 years, Charlie Sides takes great pride in providing his customers with an exceptional mortgage banking experience. He stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to his customers. Charlie is a graduate of The Citadel, where he received a Bachelor's of Art in History. He has been married for twenty-five years to Dr. Addie B. Sides and has four beautiful children. In his community, Charlie is involved with the Lexington Chamber of Commerce and the Home Builders Association of Greater Columbia. He also serves as the Vice President for the Lexington County Leads Group. During his free time, Charlie enjoys all things sports, watching movies, and reading.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.