Down Payment Assistance
We want to make homeownership dreams a reality.
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A native of upstate South Carolina, Norma Jean Walker began her career in real estate financing and sales in 2000 and obtained her mortgage broker license in 2010. Norma brings integrity, energy, hard work and excellent customer service to every detail of the mortgage process. She works diligently with clients to identify their financial goals and find ways of reaching those goals. Norma has experience with a wide variety of loan types with a specialty in financing for modular and manufactured homes. When Norma is not helping future homeowners she enjoys spending time on Lake Hartwell and spoiling her grandchildren and French bulldog, Bruno.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.