Down Payment Assistance
We want to make homeownership dreams a reality.
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Craig Benton has more than 17 years of experience in the mortgage industry. He has built his business through client referrals and referrals from other trusting sources such as Realtors, financial planners and builders by providing the highest level of service to each of his customers. His goal is to understand the unique circumstances of each customer's individual situation in order to help determine the best mortgage option for them and to develop a relationship that lasts a lifetime. Craig has experience in all types of loan programs and is always available to help with any mortgage need.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.