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Chad Gibson

VP, Mortgage Banker, NMLS #597447
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1001 Front Street Suite 210
Georgetown SC 29440
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(843) 240-6238

How can I help you achieve your goals?

Working in the mortgage industry since 1998, Chad Gibson takes great pride in providing his customers with an exceptional mortgage banking experience. He provides the most up-to-date information and lending solutions to his customers specializing in a wide variety of residential loans, including lot loans, construction, second home, investment and condo financing. A lifelong resident of the low country of South Carolina, Chad currently lives in Georgetown, South Carolina, with his wife and two children.


Vacation Home Financing
Construction Financing
Jumbo Loans


2020 Mortgage President's Club
2021 Mortgage President's Club
2022 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Home Ownership Advice

Which Mortgage Loan is right for you?
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Down Payment Assistance

We want to make homeownership dreams a reality.
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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
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