Chad Gibson

VP, Mortgage Banker, NMLS #597447

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1001 Front St

Georgetown, SC 29440

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843-240-6238

chad.gibson@amerisbank.com

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How can I help you achieve your goals?

Working in the mortgage industry since 1998, Chad Gibson takes great pride in providing his customers with an exceptional mortgage banking experience. He provides the most up-to-date information and lending solutions to his customers specializing in a wide variety of residential loans, including lot loans, construction, second home, investment and condo financing. A lifelong resident of the low country of South Carolina, Chad currently lives in Georgetown, South Carolina, with his wife and two children.

Awards

2020 Mortgage President's Club

2021 Mortgage President's Club

2022 Mortgage President's Club

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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