Down Payment Assistance
We want to make homeownership dreams a reality.
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Working in the mortgage industry for over 21 years, Tricia Vinson takes great pride in providing her customers with an exceptional mortgage banking experience. She stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to her customers. Tricia received her Bachelor of Science Degree from Francis Marion University and is a licensed Mortgage Banker. In her community, she delivers meals for Meals on Wheels and serves on Sales and Marketing Councils. Tricia is happily married and is the proud mother of two sons. In her free time, she enjoys watching her boys play baseball and soccer, boating, riding her ATV, gardening, and most of all, spending time with family and friends.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.