Down Payment Assistance
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Working in the mortgage Industry since 1988, Teri Smith takes great pride in providing her customers with an exceptional mortgage banking experience. She stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to her customers. Teri was named the #1 Mortgage Banker from the SC State Housing Finance & Development Authority in 2017. She has also been awarded several Regal Circle Mortgage Lender Awards for excellence in new construction lending from the Sales and Marketing Council of the Building Industry Association of Central Carolina.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.