Go to Ameris Homepage

Tracey A. Delong

Mortgage Banker, NMLS #223136
Apply Now

How can I help you achieve your goals?

Tracey has been in the mortgage industry since 2001 and has helped hundreds of buyers become homeowners. As a former college basketball player, Tracey understands the importance of dedication, teamwork, and communication and applies these characteristics when working with customers, real estate professionals, and builders. She has also kept her competitive spirit as she seeks out the best rate and mortgage solutions for each buyer. Tracey has been 2x recognized as the Mortgage Lender of the Year by the Charleston Home Builders Association for excellence in customer service, production, and her outreach in the Charleston community. Whether buying, building, renovating, or refinancing you have an experienced, professional teammate in Tracey.


Construction-to-Permanent Loans
First-Time Homebuyer Loan Programs
Jumbo Loans
Portfolio Loan Products
Renovation Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
Start Your Search

Home Ownership Advice

Which Mortgage Loan is right for you?
Learn More

Down Payment Assistance

We want to make homeownership dreams a reality.
Learn More

Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
Apply Now