Joseph King

VP, Mortgage Banker, NMLS #431333

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834 Savannah Hwy

Charleston, SC 29407

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843-729-8151

joseph.king@amerisbank.com

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How can I help you achieve your goals?

Working in the finance industry for eight years, Joseph King takes great pride in providing his customers with an exceptional mortgage banking experience. He stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to his customers. Joseph is a graduate of the University of Georgia with a degree in Consumer Economics. He prides himself on being skilled, dependable and empathetic to the homebuyer's needs.

Specialties

Adjustable Rate Mortgages

FHA Loans

Fixed-Rate Mortgages

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Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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