Mike Capps

Mortgage Banker, NMLS #88110

Apply Now

1901 Hillandale Rd

Durham, NC 27705

Get Directions

919-929-2006

mike.capps@amerisbank.com

Share Your Experience See Reviews

How can I help you achieve your goals?

As a Native Carolinian, Mike Capps serves the mortgage needs of his clients from the Mountains to the Coast. Or, as the natives say from “Murphy to Manteo”! Mike leverages his year of experience and industry knowledge to provide his customers with loan solutions to best meet their needs. He takes pride in providing excellent customer service and guiding his clients through the loan process so that on closing day, you not only gained a new home but a friend. Mike is a native of Garner, NC and attended UNC-Chapel Hill, giving him deep roots in the RTP community. He currently resides in Chapel Hill with his wife, Gretchen, and their three children. Mike proudly supports both Educators and Veterans as his beautiful wife is a local Kindergarten Teacher and his father served in the Military.

Specialties

Construction-to-Permanent Loans

FHA Loans

Jumbo Loans

Medical Professional Loans

USDA Loans

VA Loans

Loan Process

Before You Apply

When You Apply

Borrower's Checklist

After Your Apply

Welcome Home

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

Down Payment Assistance Finder

Find down payment assistance programs with Fannie Mae's search tool.

Start Your Search

Home Ownership Advice

Discover which mortgage loan is best suited to your needs.

Learn More

Down Payment Assistance

Let us help you bring your homeownership dreams to life.