Ron Watson

Senior Mortgage Loan Originator, NMLS #455622

How can I help you achieve your goals?

Ron is here to help you achieve your dreams of homeownership. Whether you are a first time homebuyer, moving up to meet your expanding family's needs, or downsizing for retirement, Ron will put his 25+ years' experience to work for you. His focus has always been to treat others as he would want to be treated. Ron has knowledge of all loan programs from conventional to FHA, VA or USDA. He works with clients to fit them into the best product possible. He also works with existing homeowners on refinance transactions. Whether customers want to improve their financial situation, consolidate debt, or renovate their home Ron works with them to achieve their needs. When Ron is not working with clients, he spends time with his husband, Barry, and their rescue dog Lola. He loves to cook and work with several non-profit organizations to put that love to good use. Living in Asheville, NC has been a dream come true and Ron loves everything the city has to offer. With the support of Ameris Bank I can help make your dreams come true.


  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Your Success is Our Job

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.