James Adamson

VP, Area Manager, NMLS #455833

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1332 Londontown Blvd

Eldersburg, MD 21784

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301-717-6272

james.adamson@amerisbank.com

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How can I help you achieve your goals?

With more than 35 years of mortgage industry experience, James Adamson has a unique perspective and understands what it takes to get a loan approved. His product knowledge and commitment to customer service has earned him recognition from his clients and his peers. Borrowers can expect to deal with a knowledgeable, straightforward and experienced professional.

Specialties

Construction-to-Permanent Loans

FHA Loans

First-Time Homebuyer Loan Programs

Renovation Loans

USDA Loans

VA Loans

Awards

2020 Mortgage President's Club

2021 Mortgage President's Club

2022 Mortgage President's Club

2023 Mortgage President's Club

Loan Process

Before You Apply

When You Apply

Borrower's Checklist

After Your Apply

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Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

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