Michelle McCullough

Mortgage Banker, NMLS #266202
Apply Now

How can I help you achieve your goals?

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.

Specialties

Conventional Loans
First-Time Homebuyer Loan Programs
Specialty Loan Programs

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

Recent Reviews

You've Come To The Right Place

Down Payment Assistance Finder

Find down payment assistance programs with Fannie Mae's search tool.
Start Your Search

Home Ownership Advice

Discover which mortgage loan is best suited to your needs.
Learn More

Down Payment Assistance

Let us help you bring your homeownership dreams to life.
Learn More

Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

Apply Now
Young couple laughing while renovating new home.