Karol Atkinson

Mortgage Banker, NMLS #148357

Apply Now

3140 Inner Perimeter Rd

Valdosta, GA 31602

Get Directions

229-400-5537

karol.atkinson@amerisbank.com

Share Your Experience See Reviews

How can I help you achieve your goals?

With more than 12 years of mortgage banking experience, Karol combines her industry expertise with stellar customer service to ensure her clients have an exceptional mortgage experience. Whether you're buying your first home, your dream home, an investment property or a fixer-upper, Karol takes the time to offer guidance throughout the mortgage process, so you receive the financing that meets your needs. After all, her passion is helping individuals and families achieve their homeownership dreams, and her motto is simple: if you love what you do, then it will never be considered work. If you're looking to purchase a home or refinance, contact Karol today!

Specialties

FHA Loans

Fixed-Rate Mortgages

Refinancing

USDA Loans

VA Loans

Loan Process

Before You Apply

When You Apply

Borrower's Checklist

After Your Apply

Welcome Home

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

Down Payment Assistance Finder

Find down payment assistance programs with Fannie Mae's search tool.

Start Your Search

Home Ownership Advice

Discover which mortgage loan is best suited to your needs.

Learn More

Down Payment Assistance

Let us help you bring your homeownership dreams to life.