John Harris

Mortgage Banker, NMLS #2125723

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3140 Inner Perimeter Rd

Valdosta, GA 31602

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229-616-6195

john.harris@amerisbank.com

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How can I help you achieve your goals?

For the last 17 years, John has been serving our country as Active Duty Air Force. His most recent role was as the Property Management Superintendent for Moody AFB Dormitory Campus. John has a Master’s Degree in Accounting and Financial Management, personally owns 325 units of real estate, and has extensive experience overseeing high dollar contracts. His financial and real estate experience paired with a passion for serving others to help you purchase your home and exceed your expectations. John has been in the Valdosta community for the past 5 years with his wife, Arica, and their six children: Kyle, Kenneth, Alyssa, Macy, Richard, and Ryan. He is active in the community with Moody AFB, Lowndes County as a youth baseball coach, and Church of Jesus Christ of Latter-day Saints as a youth leader. John is currently in the USAF Reserves at Maxwell AFB assigned to the 908th Aircraft Maintenance Squadron. In his spare time, John enjoys family vacationing, golfing, and real estate investing.

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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