Pam Brandt

SVP, Mortgage Banker, NMLS #452379

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412 Stephenson Ave

Savannah, GA 31405

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912-224-5998

pam.brandt@amerisbank.com

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How can I help you achieve your goals?

Working in the Mortgage Industry since 1987, Pam Brandt takes great pride in providing her customers with an exceptional mortgage banking experience. Pam is a graduate of the University of Georgia, and she received her MBA from Augusta University. In the community, Pam is a member of the Savannah Sunrise Rotary, where she serves as the Chair for Pay it Forward for 10 area Rotary groups. In her free time, she enjoys water skiing, swimming, sailing, crabbing and fishing (basically anything water-related).

Specialties

Condo Financing

Construction-to-Permanent Loans

FHA Loans

First-Time Homebuyer Loan Programs

Medical Professional Loans

Portfolio Loan Products

Specialty Loan Programs

USDA Loans

VA Loans

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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