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Ann Marie is a graduate of the University of South Carolina and has over 20 years’ experience as a mortgage Banker. She utilizes her finance background and broad product knowledge to educate borrowers in selecting the best home loan for their financial situation. She uses a holistic approach to understanding the entire financial situation, reviewing current debt, asset positions, and credit profile to present her clients with options that will best suit their goals.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.