Down Payment Assistance
We want to make homeownership dreams a reality.
Learn MoreAs a professional mortgage banker, Tony is committed to providing exceptional customer service to everyone he serves. Tony's diverse background has enabled him to better serve current customers and has allowed him to foster a loyal and devoted following. For the better part of two decades, Tony has dedicated himself to building lasting relationships with his customers, agents and builders by providing quality service delivered with integrity and professionalism. Whether purchasing a home or refinancing an existing loan, Tony's goal is to ensure the process is hassle-free by working closely with his clients to obtain the loan that best meets their financing needs. Tony is very active in the mortgage industry and currently serves on several committees for the Atlanta Mortgage Bankers Association. Tony has received the prestigious Georgia Mortgage Bankers Association's Gold and Platinum Awards and received the President's & Lender of the Year Award; for 2008 and 2010. He was the President of the Atlanta Chapter of the MBAG (Mortgage Bankers Association of Georgia) from 2013 to 2014. Tony looks forward to helping you achieve the dream of homeownership.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.