Todd Pityer

Mortgage Banker, NMLS #73185

Apply Now

1045 South Milledge Ave

Athens, GA 30605

Get Directions

678-488-5944

Todd.Pityer@amerisbank.com

Share Your Experience See Reviews

How can I help you achieve your goals?

With over 17 years of mortgage banking experience, Todd Pityer realizes there is no ‘one size fits all’ loan and every clients financial goals are different. He takes pride in giving his clients and partners exceptional customer service and transparency throughout the mortgage process. Whether you are a first time home buyer or an experienced homebuyer, looking to build or to refinance an existing mortgage, Todd will be with you every step of the way to ensure your goals are met.

Specialties

Construction-to-Permanent Loans

First-Time Homebuyer Loan Programs

Jumbo Loans

Renovation Loans

Loan Process

Before You Apply

When You Apply

Borrower's Checklist

After Your Apply

Welcome Home

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

Down Payment Assistance Finder

Find down payment assistance programs with Fannie Mae's search tool.

Start Your Search

Home Ownership Advice

Discover which mortgage loan is best suited to your needs.

Learn More

Down Payment Assistance

Let us help you bring your homeownership dreams to life.