Down Payment Assistance
We want to make homeownership dreams a reality.Learn More
With over 17 years of mortgage banking experience, Todd Pityer realizes there is no ‘one size fits all’ loan and every clients financial goals are different. He takes pride in giving his clients and partners exceptional customer service and transparency throughout the mortgage process. Whether you are a first time home buyer or an experienced homebuyer, looking to build or to refinance an existing mortgage, Todd will be with you every step of the way to ensure your goals are met.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.