Lucy Seal

Mortgage Banker, NMLS #214418

How can I help you achieve your goals?

Lucy has a long career in the mortgage industry helping thousands of individuals and families like you realize their dream of homeownership. Her vast knowledge of loan products, loan guidelines and the mortgage process is a driving force behind her outstanding customer service ratings. To start, you will receive an in-depth consultation followed by a loan plan structured just for you. Communication throughout the process about the status of your loan will be given so you're never left in the dark. Whether it's a primary residence, second home or investment property you're buying, you can rest assured you're working with the best business!


  • Adjustable Rate Mortgages
  • Conventional Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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  • Down Payment Assistance

    We want to make homeownership dreams a reality.

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  • Down Payment Assistance Finder

    Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.

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  • Home Ownership Advice

    Which Mortgage Loan is right for you?

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.