Down Payment Assistance
We want to make homeownership dreams a reality.
Learn MoreWith almost 20 years of experience, Karen began her career in South Carolina, most recently Hilton Head. She takes great pride in understanding the unique financial needs of each potential purchaser and customizing the right mortgage solution that benefits the buyer. She is known for communicating those solutions clearly, being time-sensitive, and keeping her customers informed throughout the entire loan process. Karen serves on the Communication Committee of the Professional Women in Building, active in the Greater Atlanta Home Builders Association and the Brookhaven Chamber of Commerce, as well as several real estate associations. Passionate, honest, knowledgeable, caring, and resourceful about securing residential and building loans, she can't wait to make your dream of homeownership come true!
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
Start Your SearchWhich Mortgage Loan is right for you?
Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.