Since his start in 1988 as a mortgage banker, Pat has the knowledge and expertise to guide his clients to the right program. Pat, along with the Ameris Bank team, will always keep their clients informed and ensure loans are closed on time. Pat is happy to provide referrals from his long-time real estate professionals and satisfied customers. Buying a home is one of the biggest purchases most of us make. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.