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Keith has more than 35 years of mortgage banking experience. He has served on the Mortgage Bankers Association of Georgia board and is a previous recipient of the Member of the Year award. Keith has appeared as a guest on the Clark Howard Show on multiple occasions and is a resident of Lilburn, Georgia. Married for 37 years, Keith has four sons. He graduated from Georgia Southern University with a Bachelor of Business Administration in Finance. An active member of St. John Neumann Church, Keith currently serves on the church finance council and volunteers with the St. Vincent de Paul Food Pantry.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.