Jill Shafer

Senior Mortgage Banker, NMLS #236110

How can I help you achieve your goals?

Whether you are buying, selling, refinancing or building your dream home, you have a lot riding on your financing decision. Market conditions and mortgage programs change frequently, and Jill welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Ensuring that you make the right choice for you and your family is Jill's ultimate goal. She is committed to providing her customers with mortgage services that exceed their expectations. Jill encourages you to apply online, browse the website to learn about loan programs, review mortgage information and use the calculators. These online resources are available to help you make informed choices. Jill has been in the mortgage business for 30 years and has the experience and expertise to determine the best loan program to fit your long term goals and financial objectives. Jill is an honest and ethical mortgage professional who values the relationships she forms with her clients. She enjoys serving in her community, playing tennis and golf, and participating in bible studies. She looks forward to hearing from you to see how she can help.


  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.