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Jeff Ruehman

AVP, Senior Mortgage Banker, NMLS #545247
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How can I help you achieve your goals?

Jeff takes personal pride in helping people fulfill their dreams of home ownership. He is a seasoned professional who believes in doing business with honesty, integrity, and genuine concern for his customers' financial well-being. Jeff specializes in financing for clients who are self-employed, as well as first-time buyers. He works with several builders in the Metro Atlanta area and has a lot of experience with new construction transactions. He is an active member of the Greater Atlanta Homebuilders Association. When Jeff is not helping people finance their homes, you will likely find him on the golf course or coaching soccer for his three children: Alexander, Tyler, and Emily. A graduate of the University of Georgia, Jeff is also a big fan of Georgia football.

Specialties

Adjustable Rate Mortgages
FHA Loans
Fixed-Rate Mortgages

Awards

2020 Mortgage President's Club
2021 Mortgage President's Club
2022 Mortgage President's Club
2023 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Down Payment Assistance

We want to make homeownership dreams a reality.
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Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Home Ownership Advice

Which Mortgage Loan is right for you?
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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
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