Down Payment Assistance
We want to make homeownership dreams a reality.
Learn MoreHenry Gonzales is a seasoned mortgage banker with a stellar track record of being a top producer. With over 20 years of experience in the mortgage industry and his extensive knowledge, Henry has a solid understanding of the real estate market and knows how to find the best financial solutions to fit your specific needs. Henry believes in providing world-class service to each and every one of his clients. His dedication has earned him multiple awards and recognition as a top mortgage originator.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
Start Your SearchWhich Mortgage Loan is right for you?
Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.