David Leonard
VP, Mortgage Banker, NMLS #203702
How can I help you achieve your goals?
With 25 years of experience as a Mortgage Loan Officer, David Leonard has built a reputation for providing tailored home financing solutions with integrity and expertise. David has helped thousands of clients navigate the loan process, from first-time homebuyers to seasoned investors.
Known for a deep understanding of lending guidelines, market trends, and personalized customer service, David works closely with realtors, builders, and financial professionals to ensure smooth and timely closings. Whether its conventional, FHA, VA, jumbo, new construction or refinancing, David is dedicated to finding the best loan options for each client’s unique needs.
Passionate about education and transparency, David takes pride in making homeownership achievable for all. When not assisting clients, David enjoys family, community outreach, staying active and traveling.
David looks forward to being your trusted partner in achieving your homeownership goals.
Specialties
Mortgage Calculators
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
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From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
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Your Success is Our Business
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
