Carlos Adorno - Ameris Bank Mortgage

Carlos Adorno

Mortgage Banker, NMLS #691083

How can I help you achieve your goals?

A native of San Juan, Puerto Rico, Carlos Adorno has called Georgia home for more than 34 years. He began his career in the mortgage industry in 1995, and in those 25+ successful years, Carlos has received numerous awards for his outstanding work and volume of loans closed. Carlos commitment and passion to educate and guide his clients has enabled him to be a top producer in his field. He is truly passionate about his profession, and he understands that the most important thing in the mortgage industry is the client and their trust. He works together with his wife, Veronica Nieves-Adorno. As homeowners themselves and proud parents to two beautiful young children, Carlos and Veronica know firsthand the importance of owning your own home. Together they will work nonstop to make your dreams of homeownership a reality too.


  • Adjustable Rate Mortgages
  • Conventional Loans
  • FHA Loans
  • VA Loans


  • 2021 Mortgage President's Club
  • 2022 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.