Becky Settles

Mortgage Branch Manager, NMLS #627358

How can I help you achieve your goals?

Working in the mortgage and banking industry for over 30 years, I’m proud to be a part of the Ameris Bank Mortgage Servicing Department. As a loan officer, I pride myself in being attentive to my customers’ needs and working alongside of them every step of the home buying or building journey.

I stay informed of current industry news and trends, providing the most up-to-date information and lending solutions to my customers. I specialize in renovation and construction to permanent loans, alongside the traditional conventional, FHA, Jumbo and USDA products.

In my free time, I enjoy my family and friends, nature walks and always a good suspense novel.


  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages


  • 2021 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.