Scott Barnes

Mortgage Banker, NMLS #202350

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304 Tribble Gap Rd

Cumming, GA 30040

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678-777-8727

scott.barnes@amerisbank.com

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How can I help you achieve your goals?

With more than 30 years of mortgage industry experience, Scott Barnes understands the value of communication, knowledge and experience. Scott is dedicated to his client's best interest and his top priority is providing first-class service and the right mortgage product for his clients. From buying your first home or to buy or build your dream home, and even refinancing your home, Scott has the experience to guide you and formulate a strategy to create a mortgage that fits you and your family's needs. Buying a home is the largest purchase most of us will ever make in our lifetime. It is imperative to have a recognized veteran like Scott Barnes with a company like Ameris Bank Mortgage Services behind him to lead you to a great experience. After all, becoming a client of Scott’s is becoming a client for life, and as a result, Scott’s business is referral-based from hundreds of satisfied clients over the years.

Specialties

Conventional Loans

First-Time Homebuyer Loan Programs

Specialized Loans

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Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

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