Renee Wray

Mortgage Banker, NMLS #271691
Apply Now

304 Tribble Gap Rd

Cumming, GA 30040

Get Directions

404-663-8626

404-663-8626

How can I help you achieve your goals?

Buying a new home is a big decision. Renee Wray appreciates the impact this decision will have on your life and your finances. With over 20 years of experience in many facets of the mortgage industry, Renee understands the big picture and the fine details of the loan process. She takes the extra time needed to educate her buyers and explore their options to make sure their end goal is considered from the very beginning. From first time home buyers to experienced investors, Renee provides excellent customer service throughout the home loan process and will be your advocate, walking with you through the home buying journey every step of the way.

Specialties

FHA Loans
Adjustable Rate Mortgages
Conventional Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

Down Payment Assistance Finder

Find down payment assistance programs with Fannie Mae's search tool.
Start Your Search

Home Ownership Advice

Discover which mortgage loan is best suited to your needs.
Learn More

Down Payment Assistance

Let us help you bring your homeownership dreams to life.
Learn More

Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

Apply Now
Young couple laughing while renovating new home.