Dack Patrick, a native of the Maryland – Washington DC area, a resident of Atlanta, GA for over 30 years and currently Vice President with Crescent Mortgage Company (a division of United Bank, Washington DC) brings over 45 years of business experience to the banking, mortgage and finance industry. He has the knowledge and expertise to both educate and guide clients in making wise decisions regarding financial needs. His expertise is in all areas of banking and mortgage with an extensive background, broad knowledge, and emphasis in residential and construction finance. His goal is to help the client recognize and understand their options so they can make wise decisions that fit their overall financial plan.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.