Alexia Barmaki- Ameris Bank Mortgage

Alexia Barmaki Scarratt

Senior Mortgage Banker, NMLS #544480

How can I help you achieve your goals?

Alexia Barmaki Scarratt grew up in Oxford, MS, and later relocated to Georgia in 1987. She attended Georgia Perimeter College and has worked in the mortgage industry in Georgia for more than 19 years. With her vast knowledge of the mortgage process and her experience working with all mortgage programs, she's able to offer her clients a smooth homebuying experience from application to closing. Alexia is a true animal lover and volunteers for PETA and the Georgia Animal Rights Protection (GARP) organization. She loves spending time with her family, working out and traveling. She has been named a top producer and aims to be very detailed, honest, and extremely knowledgeable. Alexia is also fluent in Farsi and enjoys offering this to her Farsi-speaking clients. Alexia always wants to go the extra mile and truly enjoys helping her clients with their home loan needs.

Specialties

  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

  • Down Payment Assistance

    We want to make homeownership dreams a reality.

    Learn More
  • Down Payment Assistance Finder

    Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.

    Start Your Search
  • Home Ownership Advice

    Which Mortgage Loan is right for you?

    Learn More

Your Success is Our Job

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

Apply Now
Young couple laughing while renovating new home.