Russell Fernandes

Senior Mortgage Banker, NMLS #1706539

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2743 Perimeter Pkwy

Augusta, GA 30909

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803-474-0440

russell.fernandes@amerisbank.com

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How can I help you achieve your goals?

Russell Fernandes takes great pride in providing his customers with an exceptional mortgage banking experience. In recent years, Russell has received the Mortgage Bankers Association of Georgia's Rising Star Award, Gold Award, and Platinum Award. Quite an achievement for a newbie to the industry! Russell has a Masters Degree in Business and over 10 years of finance and loan experience. Using his skillset has been beneficial for borrowers among all walks of life. Heavily active in his community, he has served on over a dozen local leadership boards. An avid dog lover, Russell is most proud of helping fundraise and create the North Augusta Bark Park with the the North Augusta Leadership Class of 2015.

Specialties

Construction Financing

First-Time Homebuyer Loan Programs

Government Loans

Relocations

Renovation Loans

VA Loans

Awards

2023 Mortgage President's Club

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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